Once we’ve determined the best loan program and accompanying interest rate for your scenario, our in-house loan processor will prepare the loan application package to submit to the lender.

If you are purchasing a home and using a Real Estate Agent other than myself, I’ll provide a pre-approval letter to your Realtor, who will start presenting offers on your behalf.

Once we receive all of the necessary documentation and have helped you decide on the loan product that best fits your needs, your loan application will be submitted to one of the dozen, approved wholesale lenders we work with.

Since 2005, I have been committed to serving the Real Estate and financial needs of homeowners and homebuyers across California.

As a licensed Real Estate Agent and Mortgage Loan Originator working with dozens of wholesale lenders, I am able to provide a full menu of mortgage products, unparalleled customer service and expertise. Whether you are buying or selling a house, consolidating your debt, or refinancing your current home, I always make sure you know your options and tailer your Real Estate or loan scenario to suit your needs and circumstances. My business has been built on referrals from happy clients because I understand the importance of personalized service and go to great lengths to make the mortgage process easy and stress-free. My clients are like family to me!

PRMS Enterprises – Lending with Integrity